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The council together with AEMC promotes a campaign to encourage the purchase of the property before approving the increase in VAT (04/05/2010)

The councilman of Youth, Josefa María Sánchez Méndez, and President of the Association of Employers of the Construction of Low Guadalentín, AEMC, Fernando Mendez, presented the campaign "Save Now!" Which aims to encourage home purchases to the upcoming VAT hike and the new income tax deduction for the purchase of a home.

The campaign, jointly organized by the Department of Youth, Housing and Consumer Affairs and AEMC, to inform, mainly young people who plan to purchase your first home, on tax credits that change to the tax reform promoted by the central government, such as reported by the councilman of Youth.

To do this, have published leaflets and posters giving information on the advantages that can benefit those who purchase a home before July 1.

In addition, all those people who want to know more in depth features surrounding this reform may do so next May 17 at 20:00 Sociocultural Center Jail where three experts from different administrative agencies of the municipality along with the president Association of Promoters of the Region of Murcia respond to all questions raised at a round table.

Sanchez Mendez explained that individuals with incomes of more than 24,107 euros to buy an apartment in 2011 no longer have the income tax deduction.

The deduction to deduct the tax declaration in 15 percent of what you pay each year towards the mortgage to the top of 9,040 euros, although this deduction will decrease from 2011 as income rises from 17,707 to 24,107 euros euros (gross income).

According to Fernando Mendez, developers estimate that the maximum deduction per year reaches 1,350 euros, which would be left to save 33,750 euros on an average loan to 25 years.

The new building housing (including public and private protection) will be taxed 8 percent, meaning that on average 2,000 euros more expensive, according to estimates by the Promoters and Builders Association of Spain (APCE).

While the effect of having relief is given throughout the life of the mortgage, the term VAT occur when you perform the operation.

For this reason is not indifferent to save those 2,000 euros for a buyer with an average financial situation, bearing in mind that the tax is paid at the time of increased expenditure of the transaction, when you need to provide a substantial portion of the price floor and pay around 10 percent of management fees (VAT, notary fees, the registration of property, etc.).

Source: Ayuntamiento de Totana. Fotos: Totana.com

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