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Request the Ministry of Economy to develop an insolvency proceeding aimed at freelancers and SMEs workers (26/01/2015)

The Popular Party has filed a motion in the full January to urge the Ministry of Economy and Finance to develop an insolvency proceeding aimed at self-employed and SMEs workers to incorporate a payment plan and take away and expect to Tax and Social Security their debts, according to reports from the PP of Totana in a statement.

The motion called for developing a legislative rule as a means of "second chance" to enable autonomous and SMEs, effectively and quickly release its debts, ensuring continuity of their business.

"Today, the PP think you have to help freelancers and entrepreneurs who have to contribute out of this global crisis and create jobs. Business failure is not a disgrace to be another stage learning, which does not prevent precautions are taken so that there is no fraud. In the world of entrepreneurship and venture capital is very common to have failed projects and other successful ".

For the Municipal Group, the self-employed to liquidate its business could receive a total and definitive removes all your debts, bankruptcy proceedings for entrepreneurs and SMEs physical persons, incorporating the figure of the second chance or "fresh start" US to Spanish law.

This regime has been claimed by entrepreneurs and freelancers platforms for some time and appeared to be incorporated as an amendment to the bankruptcy reform that is handling the Congress of Deputies.

The Bankruptcy Act and regulates the settlement of payments, whose scope extends to independent and SMEs, and that the two reforms, pre and bankruptcy.

As also noted by the IMF, and given the level of indebtedness of employed and SMEs, it seems necessary to deepen second chance mechanism that allows self-employed, effectively and quickly release its debts, ensuring continuity of their activity.

In view of the significant legal effects that this mechanism would produce, it is desirable that complements a series of measures to prevent their use and application is made in fraud of creditors.

The most relevant measure is therefore the joint second chance for the final removes all debts is expected in case of liquidation to put an end to the insolvency making a clearing and / or accord widespread payment of their property but always taking certain precautions (debtor in good faith, lack of final convictions, collaboration during


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