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The Department of Housing reports that the Autonomous endorse the 20% mortgage credit for home purchases (09/05/2011)

The Councillor for Housing, María José Bedia, informed of the new agreement signed by the Autonomous Community of Murcia with Cajamurcia, Cajamar and La Caixa, which will allow those interested in buying a home get a loan of one hundred percent on value of the house, as the Community endorse the 20% mortgage which was previously covered with unauthorized entry of the central government abolished because of the cuts.

The Credit and Finance Institute, under the Ministry of Economy and Finance, 20% guaranteed mortgage loan covered by the unauthorized entry.

The guarantee will enable beneficiaries to get a mortgage of one hundred percent of the home appraisal.

The Autonomous Community, as stated Bedia, guarantees payment of 20% of the loan covered by the unauthorized entry, which means that in case of default, the regional government would have to deal with debt.

The Community guarantee shall cease to be effective once the buyer has already repaid 20% of credit within five years, since the remainder is secured by the home.

Also used home buyers can receive grants up to 6,000 euros through the Regional Housing Plan.

These homes, which can be both free and protected, must have a maximum usable area of ​​90 square meters and a minimum of 40 square meters, except those for large families or people with disabilities can reach 120 square meters.

For regional aid, the applicant must have obtained a loan to first access the property by at least 60 percent of the value of the house, and must be entered in the Register of Claimants.

The mayor pointed out that those interested can inquire at the Housing Bureau Young evening Monday through Friday from 09:00 to 14:30 hours in the afternoon Monday and Wednesday from 16:30 to 19:00.

Source: Ayuntamiento de Totana

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UNE-EN ISO 9001:2000 - ER-0131/2006 Región de Murcia
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